0% Finance

A popular option for patients considering cosmetic, orthodontic or dental implant treatment, finance allows you to spread the cost of your treatment over an agreed credit period that fits within your budget. Our finance plan offers 0% interest free finance for the first year of your payment plan, and low interest finance for payment plans that are over a 12 month period.

If you are not sure if 0% Finance is for you, then please our Frequently Asked Questions below for more information.

What will my Finance Repayments be?

Please click on the below calculator to work out your repayments based on your treatment cost, and type of finance required:

Finance Calculator for Dental Treatments

Will my Dental Treatment Qualify for 0% Finance?

For larger treatments such as cosmetic, orthodontic or dental implants, where treatment is above £900, you will be able to apply for finance. You do not need to be on any membership plan or even be a regular patient, just be over the age of 18.

How Much can I Borrow?

Typically, you will be able to borrow between £900 to £20,000 subject to a credit application. This may be filled out at the practice and an immediate decision supplied, allowing for a treatment schedule to be completed.

How do I Repay the Dental Loan?

As with many other credit agreements, your dental treatment will be paid off in affordable monthly instalments collected by Direct Debit.

How Much will I Pay?

Paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. 0% finance is just that – pay no interest on the loan amount. With no deposit required, your total treatment cost is simply divided over the number of months you wish to pay it off. For a credit term in excess of 12 months, please see our repayment table above or speak to your dentist or one of our reception team when you visit us at the practice.

How do I Apply for a Dental Loan?

Once you have discussed and agreed treatment with your dentist, we will be able to make the credit application on your behalf. Once approved and processed, you will receive written confirmation from the credit provider. We may then commence treatment.

Can I use Finance for More than one Dental Treatment?

Yes, you may apply for finance for any treatment over £900.

Get in Touch

For more information about 0% Finance at One Dental Care and how our friendly, highly experienced team can help you to smile with confidence, please get in touch with us by either Calling your Local Practice or by completing our Online Appointment Request Form »



Get in Touch

Whether you are simply looking to maintain a healthy smile with Routine Dentistry, or to improve your smile with Cosmetic Dentistry, we're here to help!

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